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Thursday, May 14, 2020 | History

4 edition of Choice, price competition and complexity in markets for health insurance found in the catalog.

Choice, price competition and complexity in markets for health insurance

Richard Frank

Choice, price competition and complexity in markets for health insurance

by Richard Frank

  • 257 Want to read
  • 7 Currently reading

Published by National Bureau of Economic Research in Cambridge, MA .
Written in English


Edition Notes

StatementRichard Frank, Karine Lamiraud.
SeriesNBER working paper series -- working paper 13817, Working paper series (National Bureau of Economic Research : Online) -- working paper no. 13817.
ContributionsLamiraud, Karine., National Bureau of Economic Research.
Classifications
LC ClassificationsHB1
The Physical Object
FormatElectronic resource
ID Numbers
Open LibraryOL17087058M
LC Control Number2008610516

  “Choice, Price Competition and Complexity in Markets for Health Insurance.” Journal of Economic Behavior and Organization 71 (2): – Garthwaite, Craig, Tal Gross, and Matthew J. Short PF, Taylor AK. Premiums, benefits, and employee choice of health insurance options. J Health Econ. Dec; 8 (3)– Zwanziger J, Melnick GA. The effects of hospital competition and the Medicare PPS program on hospital cost behavior in California. J Health Econ. Dec; 7 (4)–Cited by:

Establishing competition between insurance companies is believed to be the most effective way to lower the total cost of premiums, explains a new issue brief from The Commonwealth Fund. In this well-documented book, Alain Enthoven develops the ideas of consumer choice and managed competition of alternative health care financing and delivery systems, as well as describing ways to improve quality and reduce the cost of health by: 2.

  A single health insurance company dominates the commercial insurance market in more than 4 in 10 of the nation's metropolitan areas, according to an Author: Shelby Livingston. INSURER COMPETITION IN HEALTH CARE MARKETS BY KATE HO AND ROBIN S. LEE1 The impact of insurer competition on welfare, negotiated provider prices, and pre-miums in the U.S. private health care industry is theoretically ambiguous. Reduced competition may increase the premiums charged by insurers and their payments made to hospitals.


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Choice, price competition and complexity in markets for health insurance by Richard Frank Download PDF EPUB FB2

In the most frequent choice was ordinary deductible health insurance ( percent), followed by plans with higher deductibles ( percent). Insurance with limited choice of providers (HMO-contracts) accounted for percent of enrollees. (4) Health insurers must accept every applicant for basic by: The United States and other nations rely on consumer choice and price competition between competing health plans to allocate price competition and complexity in markets for health insurance book in the health sector.

While a great deal of research has examined the efficiency consequences of adverse selection in health insurance markets, less attention has been devoted to other aspects of consumer by: Choice, Price Competition and Complexity in Markets for Health Insurance Richard Frank, Karine Lamiraud. NBER Working Paper No.

Issued in February NBER Program(s):Health Care The United States and other nations rely on consumer choice and price competition among competing health plans to allocate resources in the health sector. Get this from a library. Choice, price competition and complexity in markets for health insurance.

[Richard G Frank; Karine Lamiraud; National Bureau of Economic Research.] -- The United States and other nations rely on consumer choice and price competition among competing health plans to allocate resources in the health sector. A great deal of research has examined the.

Downloadable. The United States and other nations rely on consumer choice and price competition among competing health plans to allocate resources in the health sector. A great deal of research has examined the efficiency consequences of adverse selection in health insurance markets, less attention has been devoted to other aspects of consumer choice.

This well-known proposition has led to concern about the level of concentration in state health-insurance markets, since the largest insurer in many states has a market share greater than 50 %.

Choice, price competition and complexity in markets for health insurance. Richard G. Frank and Karine Lamiraud (). Journal of Economic Behavior & Organization,vol. 71, issue 2, Abstract: The United States and other nations rely on consumer choice and price competition between competing health plans to allocate resources in the health by: Downloadable (with restrictions).

The United States and other nations rely on consumer choice and price competition between competing health plans to allocate resources in the health sector.

While a great deal of research has examined the efficiency consequences of adverse selection in health insurance markets, less attention has been devoted to other aspects of consumer choice.

Natl Bur Econ Res Bull Aging Health. ;(2) Choice and price competition in health insurance markets. [No authors listed] PMID: One aim of the Affordable Care Act is to promote competition in the individual health insurance market to improve the coverage, quality, choices, and affordability of premiums available for purchase.

The Affordable Care Act eliminated the ability of issuers to use medical underwriting to establish premiums for most new plans in the individual and small group market, and required issuers to.

Richard G. Frank and Karine Lamiraud, “Choice, Price Competition and Complexity in Markets for Health Insurance,” Journal of Economic Behavior and Organizat no. 2 (Aug. ): –62; and J. Michael McWilliams et al., “Complex Medicare Advantage Choices May Overwhelm Seniors — Especially Those with Impaired Decision Making.

Quality Competition, Insurance, and Choice t(1yx).For simplicity, I assume that the two firms possess equiva- lent levels of specialists and of current technology, which generate for consumers a base level of utility V.7I also assume that through its investment, hospitalican further raise the expected quality of its be the price paid by a consumer for care from.

“Competition in health insurance: A comprehensive study of U.S. markets.” This report presents new data on the degree of competition in health insurance markets across the country.

It is intended to help researchers, policymakers, and federal and state regulators identify markets where consolidation among health insurers may causeFile Size: 1MB.

Asley Hartling. Rugged Ridge 01 Inclinometer. Best Store Recommend: Ebay. Last Price: $ Now Only: $ Save About: $ Are Health Insurance Markets Competitive. By Leemore S.

Dafny* To gauge the competitiveness of the group health insurance industry, I investi-gate whether health insurers charge higher premiums, ceteris paribus, to more profitablefirms.

Such “direct price discrimination” is feasible only in imper-fectly competitive Size: 1MB. BibTeX @MISC{Frank08nberworking, author = {Richard Frank and Karine Lamiraud and Richard Frank and Karine Lamiraud}, title = {NBER WORKING PAPER SERIES CHOICE, PRICE COMPETITION AND COMPLEXITY IN MARKETS FOR HEALTH INSURANCE}, year = {}}.

Pricing and Welfare in Health Plan Choice† By M. Kate Bundorf, Jonathan Levin, and Neale Mahoney* Premiums in health insurance markets frequently do not reflect indi-vidual differences in costs, either because consumers have private information or because prices are not risk rated.

This creates inef-ficiencies when consumers self-select into. Choice Complexity and Market Competition Ran Spieglery March 8, Abstract Consumers often –nd it hard to make correct value comparisons between market alternatives. Part of this "choice complexity" is the result of deliberate obfuscation by –rms.

This review synthesizes a theoretical literature that ana-Cited by: COMPETITION IN HEALTH INSURANCE MARKETS MARK V. PAULY* I INTRODUCTION This article will investigate the strength of competition in health insurance markets.

The focus will be on traditional economic notions of structure and performance indicators that fit the neoclassical paradigm of perfect Size: 2MB. It can give people under 65 the choice of a public health insurance plan that works like Medicare, competes against the private health plans, and.

12 Amy Burke, Arpit Misra, and Steven Sheingold, Premium Affordability, Competition, and Choice in the Health Insurance Marketplace, (Office of the Assistant Secretary for Planning and Evaluation, US Department of Health and Human Services, 18 June ); Richard Frank and Karine Lamiraud, Choice, Price Competition and Complexity in.Health Care Insurance Markets: Government mandates often reduce choice and competition in insurance markets and increase overall premiums.

In the individual and small group markets, many consumers face limited coverage options that cover services they do not want or need and that drive up premiums, while others have been completelyFile Size: 2MB. The Blues insure about a third of individuals across the U.S., and in 41 states and D.C.

are the largest sellers of employer-provided health insurance. Rising prices in markets open to competition usually triggers entry of new competitors and aggressive jockeying to lower price .